For the Borrower:

"PROVIDING SERVICES AND SOLUTIONS WITH PRIVATE LENDING"

Services: Real Estate Secured Investment Loans

Puget Sound Investors is a private brokerage for Real Estate secured commercial and investment loans. Our name is descriptive of our business. In fifteen years of service, we have provided real estate secured loans ranging in size from $10,000.00 to $1,200,000.00 throughout the Puget Sound region. We make loans on raw land, timber lands, land developments, apartment houses, commercial and industrial properties and single family residential properties. We strive to provide a funding source for borrowers whose needs fall just short of typical bank lending criteria.

Our loans are placed with an ever-increasing array of investors, including pension funds, institutions and individuals.

Our loans must be properly secured by real estate. Though we generally are equity lenders, each loan will require certain background documentation, including a title report, determination of value of the real estate security, credit report, financial statement and income verification.

Solutions: Providing Flexibility and Responsiveness

We take pride in finding creative solutions for the real needs of the borrower. As a private brokerage we can be more flexible and responsive than many conventional lenders.

Puget Sound Investors is able to respond quickly to loan requests. Typically, our loans can processed and funded within a few weeks from the time of application. We can usually respond with a "yes" or "no" within a few days from the time of application. We receive referrals from Bankers, Lawyers, Realtors, Accountants and from former borrowers.

For the Private Investor:

"PROVIDING SECURED INVESTMENTS FOR PRIVATE INVESTORS"

Investing in Real Estate Notes and Deeds of Trust:

Puget Sound Investors provides the following services:

1. Purchase and Sale of Real Estate Notes secured by Deeds of Trust;

2. Commercial loans secured by Real Estate;

3. Assistance with problem Notes.

Puget Sound Investors provides Investor Clients with Real Estate Notes secured by Deeds of Trust on properties throughout Western Washington.

Before an investment is recommended to an investor, Puget Sound Investors typically provides the following documentation:

1. Title Report (followed by Title Insurance);

2. Credit Report of the Payor;

3. Assessed Valuation of the property;

4. Market Value Opinion, supported by comparable sales;

5. Copies of all relevant documents.

Puget Sound Investors has provided investment opportunities ranging from $10,000.00 to $1,200,000.00, generating annualized yields from 9.0% to 12.0%, depending on the type of investment and the level of risk. As with any real estate based investment, there is always a certain element of risk. However, no investment will be recommended if there is an unacceptable risk.

Please contact us for more information regarding Real Estate Notes and Deeds of Trust and investment loans secured by real estate. We are located at the First American Professional Building in Mount Vernon, Washington.